If you have received a claim denial from your employer’s insurance company (ERISA plan), it is imperative that you appeal that denial in a timely manner. If you do not challenge the insurance company’s denial, that will create problems down the line. There are different time periods for appealing denial of health insurance, long-term disability insurance, and severance fringe benefits. These plans are subject to a federal law known as ERISA.
Fringe benefits you receive from your employer (health insurance, long-term disability, and severance) are subject to these federal regulations.
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